Housing Choices
For almost two years now, my family and I have been renting an apartment. It is a two-storey house with one room only so we are thinking of moving to another house where there are two rooms so that we can convert the other into our mini-office.
We like to collect brochures from housing developers so that when we find the right fit for us, we can just go ahead and inquire. Too bad we do not have enough money to pay for down payment so most probably we will take a housing loan. Even this is not easy to do as there are requirements that need to be met before it can be approved and processed. If it is a go, the monthly amortization can be paid for up to 30 years. I know it is a very long time but for ordinary employees like us, it is a great opportunity to own our own homes.
We have yet to find the perfect location for us because we prefer that it is just in the city. The cheaper housing options are found in the provinces but right now, it is not convenient to live there considering the traffic situation. Maybe in the future if we have money to spare, we could get one as it is a good spot for a rest house. For now, we’ll keep an eye for other new developers and who knows, we could find our dream house.