Credit Agreement
Fundamental information on default rates: if you pay late £ 12 If you exceed your credit limit £ 12 checks or automatic payments are not paid five pounds. You must also pay fees under this agreement as referred to in paragraph 3 (a) (ii). Other Fees: Cash Advance Fee – 2.99% of the advance (minimum £ 3), see section 3 (b) for more details if necessary, the balance transfer fee – 2.9% of the amount transferred (minimum £ 5), see paragraph 3 (b) Committee for more details on foreign currency transactions – 2.99%, see paragraph 3 (c) for details. See section 3 (f) of the reference at all costs, we can do for you request services beyond the terms of this Agreement.
missed payments missed payments could have severe consequences and make obtaining credit more difficult.
Important – Read carefully to find out your rights.
At the Consumer Credit Act 1974 lays down certain requirements for your protection which should have been complied with when this agreement was concluded. If not, the creditor can not enforce this Agreement without getting a penalty. The law also provides a number of rights: You may terminate this Agreement at any time by written notice and paying the amount due under the contract, if you received unsatisfactory goods or services are paid for by this Agreement, except that they are all purchased with borrowed money, you can have the right to sue the supplier, lender or both, if the agreement is not fulfilled, perhaps because the supplier went bankrupt, you may still be entitled to require the creditor.
If you want to learn more about legal rights, please contact your local Trading Standards Department or your nearest Citizens Advice Bureau.
Theft, Loss or Misuse of card
If your Card is lost, stolen or misused by someone without your permission, you may have to pay up to £50 of any loss to the creditor. If it is misused with your permission you will probably be liable for ALL losses. You will not be liable to the creditor for losses which take place after you have told the creditor about the theft, etc.
Comments
One Response to “Credit Agreement”
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